Spread smashed or refried beans over a plate or 9" serving dish.
In a small bowl, mix yogurt, minced garlic, onion powder, chili powder, paprika, and lime juice. Spread over smashed or refried beans.
If serving guacamole in the layer dip, spread on top of the yogurt mix.
Sprinkle shredded cheese, romaine lettuce, diced or quartered tomatoes, sliced black olives, cilantro, and onion over the top.
Cover, refrigerate, and enjoy once served!
Notes
Two teaspoons taco seasoning can be used in place of onion powder, chili powder, and paprika.
This dip can be made a day in advance; some layers are better the next day, some are best day of. As always, the choice is yours! But if making day before, may want to avoid romaine lettuce.
The recipe serves approximately ten and can be multiplied based on party people.
Serve with tortilla or pita chips and celery or carrot sticks.